finance – THE ECONOMIC INDIA

10 Sep

How to Choose the Best Personal Loan for You

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New Delhi [India], September 9: Availing a Personal Loan is perhaps the quickest way to meet your financial needs. They require minimal documentation, and you don’t need collateral. As long as you are eligible, the loan maybe approved and given to you almost instantly. TL;DR Choose a loan amount that meets your requirement without stretching your repayment capacity. Look at the interest rate, processing fees, other applicable charges and total repayment amount. Balance an affordable EMI with the total interest you will pay over the loan period. Make sure the EMI fits comfortably alongside your existing commitments and regular expenses.…

03 Sep

VT Markets Further Expands US Product Suite with 61 New Stock and ETF CFDs Spanning Quantum, Semiconductors, and NextGen Power

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New Delhi [India], September 3: VT Markets, a leading global multi-asset broker, today announced the further expansion of its US product offering with the addition of over 60 new stock and ETF CFDs, fully tradable across MetaTrader 5 (MT5) and the VT Markets mobile app. Building on its ongoing product expansion strategy, the latest addition deepens trader access to the standout market themes of 2026, with a heavy concentration in semiconductor manufacturing, AI hardware infrastructure, and quantum computing. The rollout aligns with a distinct evolution in global technology markets. Quantum computing has rapidly shifted from an emerging research area into an active trading theme, sparking heightened…

02 Sep

HDFC ERGO Urges Online Health Insurance Buyers to Look Beyond Premium Costs

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New Delhi [India], September 1: Online medical cover has made comparison quicker, but a low premium alone does not reveal whether a product suits an individual’s actual healthcare needs. Through this discussion, HDFC ERGO highlights why informed consumers should consider protection, service support, hospital access and applicable conditions together. A balanced review helps people understand what they are paying for, how the chosen cover could respond during treatment and whether it can remain useful as personal or family requirements change over time. Why Premium Shouldn’t Be the Only Deciding Factor HDFC ERGO explains that premium is only the starting point…

31 Aug

India Has Solved Financial Access. Has It Solved Financial Confidence?

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New Delhi [India], August 29: At a time when India is witnessing unprecedented digital adoption and financial inclusion, a new pan-India neuroscience-based study by Terragni Consulting has identified a growing confidence gap in the country’s financial services ecosystem. While millions of Indians can now access financial products digitally, many still struggle to understand processes, evaluate risks and engage with financial services confidently. The latest edition of Terragni Consulting’s flagship Ease of Engagement Score (EAS) 2026 Study examines how customers actually experience financial services across the country. The study finds that while digitisation has successfully removed physical barriers to banking, insurance…

21 Aug

Personal Loan in India: A Comparison Guide 

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New Delhi [India], August 21: Availing a Personal Loan is a convenient way to meet your financial needs almost instantly. You can use it for various personal needs like medical needs, weddings, home renovations, and travel. To avail a Personal Loan, you require minimal documentation and no collateral, making them the easiest option. Here are some comparisons you can make between your different loan options to choose the best Personal Loan in India. Consider Different Banking Partners Different banks offer Personal Loans at different interest rates. The loan amount, tenure, and processing charges may also vary. They may also have…

19 Aug

The Used Car Buyer’s Guide to Insurance Transfer, Claim History and NCB

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New Delhi [India], August 19: A used car buyer should confirm that the insurance is transferred correctly, study the vehicle’s claim history, and separate the seller’s no-claim bonus from the policy being purchased. These checks can prevent ownership mismatches and unclear renewal expectations. Insurance is often discussed after the price and registration paperwork. That can leave the buyer relying on a policy carrying the seller’s details or benefits that do not belong to the new owner. Start with the Existing Policy The current policy shows what protection exists at the time of sale. Read it before continuing the cover. Check…

18 Aug

The Complete Guide to Avoiding Car Insurance Claim Delays

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New Delhi [India], August 18: You can reduce delays in your car insurance claim by reporting the incident promptly, preserving evidence, submitting complete documents, and following the insurer’s process carefully. Clear communication from the beginning helps prevent repeated queries and avoidable gaps. A claim may slow down when information is missing, repairs begin before inspection, or documents contain conflicting details. The aim is not to rush assessment but to make every step easier to verify. Report the Incident without Unnecessary Delay Early intimation allows the insurer to record the event and explain the next steps. Use an approved contact channel…

14 Aug

Alcohol-Related Claims in Travel Insurance: Important Exclusion to Know

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New Delhi [India], August 14: Alcohol-related claims may be excluded when drinking contributes to an illness, injury, accident, loss or unlawful act during an overseas trip. Travellers should therefore read the intoxication clause before departure and understand how it may affect different sections of a travel policy during a foreign journey. The presence of travel insurance does not mean every incident will qualify. Claim decisions usually depend on the policy wording, medical records, official reports and the circumstances surrounding the event. What an Alcohol-Related Exclusion Means An alcohol-related exclusion sets out when a policy may not respond to a loss…

14 Aug

Rs. 0.75 MultiBagger Penny Stock, Plus 56 Percent in 1 Month — Why Institutions Are Paying 25 Percent Premium for GACM TECHNOLOGIES Shares?

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New Delhi [India], August 14: GACM Technologies Ltd (BSE: 531723, NSE: GATECH) has suddenly become difficult to ignore. The sub-₹1 stock has gained around 56% in the past one month, moving from roughly ₹0.48 to ₹0.75, while the company has simultaneously opened a ₹49.50 crore Qualified Institutions Placement at ₹1 per share. With the market price still below the institutional issue price, the gap has naturally caught the attention of investors tracking small-cap stocks. The more interesting part is that the ₹1 QIP price is not a random number. GACM’s August 13 exchange filing states that the regulatory floor price…

11 Aug

How to Invest in Indian Mutual Funds Through Your NRE Account

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New Delhi [India], August 11: For many NRIs, staying connected to India is not just about family and memories. It is also about building wealth and participating in the country’s growth story. Indian mutual funds offer an accessible way to do so, allowing investors to choose from a wide range of investment options aligned with their financial goals and risk appetite. If you already have an NRE Account, getting started may be easier than you think. However, before making your first investment, it is important to understand the process, documentation requirements, and regulations that apply to NRI investors. Why the…