finance – Page 3 – THE ECONOMIC INDIA

11 Jul

Building Personal Financial Stability: Practical Steps Beyond Budgeting

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New Delhi [India], July 11: “Budget your money.” We’ve all heard it, right? For beginners, tracking every cup of coffee and subscription is solid advice. But if you’re aiming for real financial stability, you need to go way deeper. You want a life where the weird surprises—job loss, sudden bills, or the economy doing its thing—don’t totally derail you. And honestly, with prices climbing, jobs shifting, and new things to buy every day, relying on a budget alone is like building your house on sand. You need something sturdier. Money stability is about peace of mind. It means you can…

03 Jul

How Much Health Insurance Cover Does a Family Need in Metro Cities?

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New Delhi [India], July 3: Metro city living brings better access to hospitals, specialists, diagnostic centres, and advanced treatments. Still, it also raises an important question for every household: Is the health cover large enough for the family’s needs? A medical emergency can affect savings, monthly plans, and long-term goals. Choosing the right sum insured is not about picking the highest cover. It is about matching protection with realistic healthcare needs. Understanding Sum Insured in Health Insurance Sum insured is one of the most important parts of health insurance plans. It decides the maximum amount available under the policy during…

03 Jul

Photonics Watertech Limited has Filed DRHP with Emerge platform of NSE Emerge on June 30, 2026

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Gandhinagar (Gujarat) [India], July 3: Photonics Watertech Limited is engaged in providing end-to-end services in (i) LED-based lighting solutions; (ii) Solar EPC; (iii) Water Infrastructure and (iv) Automation, for government sector (including institutional & public sector undertakings) and private sector customers. The company has filed its Draft Red Herring Prospectus (DRHP) for its proposed Small and Medium Enterprise (SME) Initial Public Offering (IPO) with the NSE EMERGE platform. The proposed Initial Public Offering (IPO) comprises a Fresh Issue of up to 65,00,000 equity shares having a face value of ₹10 each and an Offer for Sale aggregating up to ₹1,000.00…

30 Jun

How Delta Exchange India Makes Crypto Trading Simple and Affordable

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New Delhi [India], June 30: Over 75% of new crypto activity in India now comes from Tier-2 and Tier-3 cities. That shift tells you something important: crypto in India is going mainstream, and traders everywhere are looking for platforms that are affordable, straightforward, and built for the Indian market. Delta Exchange India has positioned itself nicely at that intersection, as a crypto exchange built around INR, offering low fees, full INR settlement, and a feature set that works whether you are just getting started or running advanced strategies. Key Takeaways Delta Exchange was processing approximately $2.5 billion in daily trading…

29 Jun

Regulatory Review Draws Attention to Online Forex Trading Ecosystem

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New Delhi [India], June 29: Regulatory authorities and financial oversight bodies are reportedly reviewing activities related to online forex trading and cross-border financial transactions involving overseas digital trading platforms. According to publicly available regulatory advisories, financial regulators continue to monitor digital investment ecosystems to encourage compliance with applicable financial and regulatory norms in India. As part of this broader exercise, information relating to investor participation, transaction patterns, and digital financial activities is being examined. The ongoing review is focused on assessing whether certain online trading activities and associated operations comply with Indian regulatory requirements. The exercise is intended to promote…

10 Jun

15 Questions to Ask Before Adding a Critical Illness Benefit to Your Existing Health Plan

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Mumbai (Maharashtra) [India], June 10: A critical illness benefit is not something you must add to a health plan just because it appears useful on paper. It needs a closer look, especially if your family depends on your income or if you are already managing health cover for more than one member. Regular health insurance and critical illness advantages may not work in the same way. One may be linked to hospitalization expenses, while the other may depend on listed illnesses, diagnosis terms, and other policy conditions. This is why a quick premium comparison is not enough. If you are…

09 Jun

What the Latest IRDAI Guidelines Mean for Health Insurance Policyholders in India

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Mumbai (Maharashtra) [India], June 9: Health insurance in India is becoming more policyholder-focused, with greater attention on clarity, continuity, service access, and smoother policy use. For customers, the latest IRDAI framework is not just regulatory information; it can directly influence how they read, buy, renew, and use their health cover. If you already have a health insurance policy or are planning to buy one, these changes make it important to understand your rights, duties, and policy terms before making any decision. A Stronger Focus on Clear Policy Information The recent regulatory direction gives more importance to simple and transparent policy communication. One…

04 Jun

Why Older-Car Owners Need a Different Renewal Strategy

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Mumbai (Maharashtra) [India], June 4: Renewing car insurance for an older vehicle is often treated as a routine task, but the needs of a car can change significantly over time. As a vehicle ages, its market value declines, repair costs may vary, and certain policy features that were once useful may become less relevant. At the same time, older cars can face a higher risk of mechanical issues and wear-related damage, making adequate coverage an important consideration. A careful review before renewal can help ensure that the policy remains suitable, cost-effective, and aligned with the vehicle’s current condition and usage. …

29 May

Gold Imports, Forex Reserves, and India’s Balancing Act

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New Delhi [India], May 29: When people talk about gold in India, the conversation usually stays personal. It is about family savings and the comfort of owning something tangible. But there is a bigger story that runs in the background. Every time demand for imported gold rises, it affects far more than jewellery counters and household budgets. India’s gold import trends also shape how much foreign currency leaves the country, and that has a direct relationship with forex reserves. Forex reserves act like a national financial cushion. They help the country manage external shocks, support the rupee, and pay for essential…

28 May

5 Clauses in Your Car Insurance Policy That Could Void Your Claim

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Mumbai (Maharashtra) [India], May 28: A car insurance policy includes several terms and conditions that may affect the claim process in different situations. Missing details related to driving eligibility, vehicle usage, reporting timelines, or policy disclosures can sometimes create complications during claim assessment. Since many policyholders focus mainly on coverage benefits, important clauses may often go unnoticed. This blog highlights five important clauses in a car insurance policy that every car owner should understand for better awareness about policy conditions and claim-related requirements. Driving without a Valid Driving Licence The driver’s licence is one of the most important documents in a motor…